Explained "Simple"

Wikifolio is a social trading platform. This means that people ("traders") who are convinced that they are well versed in the world of stock investing put together a kind of public basket of virtual stocks (model portfolio).

These are the so-called wikifolios. Other users can put these on their watchlist. In this way, they see when the trader makes a comment and receive information about which shares are bought or sold and when. The trader does not actually buy a share, but it is only simulated.

However, all shares in Wikifolio also exist in reality and the respective prices are based on the real stock market.

For some of the wikifolios, there is the option to purchase a certificate on the stock exchange that is supposed to replicate this "basket" of shares. This means that the certificate increases in value if the shares it contains also become more expensive. However, there is a long review process for this step by the German Federal Financial Supervisory Authority, among others, so that only serious investment opportunities are created.

Personally, I have a trader account on Wikifolio with a few wikifolios.

Since I have been dealing intensively with the topic of equity investment for about a year and have also acquired knowledge in the investment area through my studies, I have the confidence to offer investable wikifolios (currently still in the review process).

My focus is on long-term investment. This means that I can support you in investing part of your money for the long term. For example, for later purchases such as cars, real estate or even for your retirement. On the stock market, with realistic annual returns of 5-10% per year, this is ultimately much more promising than on savings accounts at the bank, for example, which are currently at around 0% interest.

I also run a blog in which articles with assessments of companies and current developments on the stock market appear regularly.

This has two main goals:

To explain the topic of investing in shares in a clear way. In doing so, readers can participate interactively through the comment function.
For all those who are interested in my wikifolios or even invested in them, the opportunity arises to gain trust. After all, there is not only the possibility to read my assessments, but even to ask me questions about my decisions and analyses. I think that this is exactly what makes Investpocket so special.

The Investpocket project should generate income, at least 50% of which should lead to donations. These are to be generated through this:

Performance fee: The investor is charged a performance fee on the increase in value of the Wikifolio certificates. For me, this is generally 10%. I receive a portion of this as a performance fee. Here you can see how this is calculated.
Blog: There is a voluntary option to support my blog so that I can publish more articles. There is also a Plus subscription that you can sign up for access to special blog articles.
Affiliate programme: For each new Wikifolio user registered through this link, I receive €5 from Wikifolio and donate €2.50 accordingly.
I decided to participate in this advertising programme because I would have promoted Wikifolio anyway through my involvement in this project and I am convinced of the quality of the platform (of course, I also have points of criticism, but the positive outweighs the negative).

For each donation, I create a separate donation account with the respective organisation so that we can track the success together and enjoy the support that has been generated.